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Workers Compensation Insurance for Hibachi Chefs & Catering Crews

Hibachi chefs and catering crews face real physical risks—burns from open flames and hot grill surfaces, knife cuts during high-speed prep and tableside theatrics, and slip-and-fall hazards while hauling gear into venues. Our workers comp policies are written with correct classification codes for catering and food-service work, so coverage actually matches what your crew does.

What's Covered

  • Correct classification codes for catering and food-service work
  • All-states coverage for caterers traveling across state lines
  • Owner-operator exclusion available where applicable
  • Experience modification rate (EMR) management support
  • Return-to-work program guidance
  • Coverage for burn and hot-surface injuries at live events
  • Coverage for knife and prep-related lacerations
  • 24/7 claims reporting hotline

Common Claims

  • →Chef suffers a burn from the grill, flame, or hot oil
  • →Knife cut or laceration during prep or tableside cooking
  • →Slip and fall while loading or carrying equipment into a venue
  • →Strain or back injury from hauling grills and propane tanks

Typical Limits

Statutory limits per state; employer's liability $100K/$500K/$100K standard

Get a Quote for Workers Compensation

Our specialists will review your operation and put together a policy that fits your specific exposure—within one business day.

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