Whether you cater events with a mobile grill or run a hibachi restaurant, we have specialized coverage that actually fits your work. No gaps. No guesswork.
Guest Injury & Property Damage Coverage
Starting at $1,800/year
Typical cost for small caterers
Essential protection for your hibachi catering business against guest burns, bodily injury, and property damage at events. Cooking with open flame in front of guests creates real exposure, and our general liability coverage is specifically endorsed for hibachi and teppanyaki operations—not a generic commercial policy.
Who This Is For
Mobile hibachi chefs, teppanyaki caterers, and hibachi restaurants cooking in front of guests.
Foodborne Illness & Food Poisoning Coverage
Starting at $2,400/year
Typical cost for small caterers
Specialized protection against foodborne illness and food poisoning claims from the food you prepare and serve. Coverage addresses the specific risks of serving cooked food to the public, including allergen exposure and cross-contamination claims that standard policies often exclude.
Who This Is For
Any hibachi chef or caterer serving prepared food to guests and the public.
Hibachi Grill & Cooktop Protection
Starting at $900/year
Typical cost for small caterers
Protection for your hibachi catering equipment including portable hibachi grills, propane cooktops, gas burners, and hand tools. Coverage includes sudden and accidental breakdown, mechanical failure, and fire or power surge damage to the gear your business depends on.
Who This Is For
Caterers with portable hibachi grills, propane cooktops, and gas cooking equipment.
Chef & Catering Staff Injury Coverage
Starting at $4,000/year
Typical cost for small caterers
Protect your crew and your business with workers compensation coverage designed for hibachi catering work. Covers medical expenses, lost wages, and rehabilitation for chefs and catering staff injured on the job, including the burns, cuts, and slips common in open-flame cooking.
Who This Is For
Hibachi caterers and restaurants with employees (required in most states).
Catering Vehicle & Van Coverage
Starting at $2,200/year
Typical cost for small caterers
Coverage for your vans, trucks, and trailers used to haul hibachi grills, propane, and food to catering events. Includes hired and non-owned auto coverage for when you rent vehicles or use personal trucks for business. Transporting your equipment and supplies is specifically covered.
Who This Is For
Caterers with catering vehicles or who use personal vehicles for events.
Sake & Alcohol Service Coverage (Optional)
Starting at $1,100/year
Typical cost for small caterers
Optional protection for caterers who serve or pour sake, beer, or other alcoholic beverages at events. Coverage addresses claims arising from alcohol-related incidents, which standard general liability policies typically exclude. Add it on when your hibachi service includes a bar.
Who This Is For
Hibachi caterers who serve or pour sake and alcoholic beverages at events.
Generic commercial policies are written for standard businesses. Hibachi and teppanyaki catering—cooking with open flame and propane in front of guests—has unique risks like guest burns, foodborne illness, and specialized propane equipment exposures that standard policies often exclude or limit. We endorse our policies specifically for hibachi and teppanyaki catering operations.
Costs vary based on your annual revenue, claims history, coverage limits, and whether you cater events or run a fixed hibachi restaurant. General liability for a small mobile hibachi chef typically starts around $1,800/year. We offer payment plans and discounts for bundling multiple coverage types.
Yes—if you serve prepared food to the public, foodborne illness (food poisoning) claims are a real exposure, and many venues and event organizers will require products & completed operations coverage. Standard general liability policies typically exclude these claims. Our policy includes products & completed operations with foodborne illness coverage.
Most quotes are available within 15 minutes for straightforward applications. Complex risks or high-limit coverage requests may take 24-48 hours. We can bind coverage same-day in many cases.
Our insurance specialists understand hibachi and teppanyaki catering. Get coverage that actually fits.