Coverage

Commercial Auto Insurance for Mobile Hibachi Catering Vehicles

Your catering van is your mobile kitchen. Commercial auto covers liability on public roads and physical damage to your vehicles—but the grills, propane cooktops, and knives inside require additional inland marine coverage. We write both so you get complete protection from the shop to the event and back.

What's Covered

Liability coverage for company catering vehicles on public roads
Physical damage coverage for vans and trailers
Hired and non-owned auto coverage for employee vehicle use
Equipment in transit covered under inland marine endorsement
Fleet discounts for 3+ vehicles
Towing and rental reimbursement available
Covers grills, cooktops, and catering gear hauled to events
Blanket additional insured for catering contracts

Common Claims

→Vehicle collision while driving to a catering event
→Trailer accident while hauling grills and propane
→Employee at-fault accident in personal vehicle on a work errand
→Third-party injury from company vehicle operation

Typical Limits

$1M combined single limit per occurrence standard

Get a Quote for Commercial Auto

Our specialists will review your operation and put together a policy that fits your specific exposure—within one business day.

Request Free Quote

Other Coverages

General Liability

Protect your business from third-party guest bodily injury and property damage claims arising from your open-flame hibachi and teppanyaki catering events.

Workers Compensation

Cover your chefs and catering staff for on-the-job injuries with workers comp designed for the burns, knife cuts, and slips of live hibachi cooking.

Foodborne Illness Liability

Serving raw and cooked food at events creates food-poisoning exposure that standard policies often limit. Products and foodborne illness liability fills the gap that leaves caterers exposed.