Coverage Types

Coverage Built for Hibachi Caterers

Every coverage type below is endorsed specifically for hibachi and teppanyaki catering operations—not generic catering policies with hidden exclusions.

General Liability

Protect your business from third-party guest bodily injury and property damage claims arising from your open-flame hibachi and teppanyaki catering events.

  • ✓Third-party guest bodily injury and property damage coverage
  • ✓Open-flame and live-fire cooking endorsement for hibachi grills
  • ✓Coverage for burns, hot-oil spills, and flying-food injuries
Learn more

Workers Compensation

Cover your chefs and catering staff for on-the-job injuries with workers comp designed for the burns, knife cuts, and slips of live hibachi cooking.

  • ✓Correct classification codes for catering and food-service work
  • ✓All-states coverage for caterers traveling across state lines
  • ✓Owner-operator exclusion available where applicable
Learn more

Commercial Auto

Protect your catering van and the mobile equipment inside it—grills, cooktops, and prep gear—with commercial auto coverage built for mobile hibachi operations.

  • ✓Liability coverage for company catering vehicles on public roads
  • ✓Physical damage coverage for vans and trailers
  • ✓Hired and non-owned auto coverage for employee vehicle use
Learn more

Foodborne Illness Liability

Serving raw and cooked food at events creates food-poisoning exposure that standard policies often limit. Products and foodborne illness liability fills the gap that leaves caterers exposed.

  • ✓Products and completed operations coverage for food served
  • ✓Foodborne illness and food-poisoning liability
  • ✓Third-party bodily injury from contaminated or undercooked food
Learn more

Equipment Coverage

When your hibachi grill, propane cooktop, or prep gear is damaged, stolen, or breaks down, equipment coverage pays for repair or replacement and the income lost while you're down.

  • ✓Coverage for mechanical and physical breakdown of cooking equipment
  • ✓Hibachi grills and propane cooktops scheduled by serial number
  • ✓Replacement cost coverage available (vs. actual cash value)
Learn more

Not sure which coverages you need?

Our hibachi catering specialists will review your operation and recommend exactly the coverage you need—nothing more, nothing less.

Get a Free Quote